How Long Are You Going To Be Around?

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How Long Are You Going To Be Around?

“Your Life Journey Ends, When You Stop Journeying” 

 


 

  I heard a story about a man who bought a turtle.  His friend asked him “Why a turtle?” He said, “Well, I read that turtles live 200 years, and I want to check if it is true.”  I thought about this story during our recent company’s staff meeting.  Our guest represented a company that specializes in the restoration of credit and helps borrowers increase their credit scores.

 

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During her presentation, she suggested that we should tell our potential clients that working with us, they are guaranteed our services for the next 30 years.  It is ironic because this September our company is celebrating 30 years in business.  When I started my career in the mortgage business in 1983, I was taught to say something similar – “Work with me, and I will be serving you for life.”  It was not clear for whose life – my clients or mine?  I was not totally comfortable with this statement, since I do not like to lie.  What if I stop doing mortgages before the end of life (mine or clients)?  I don’t know about you, but I am planning to be at your service for the next 30 years.  For me this decision is clear, I am 68 years young.  You need to stick around to check on me.  It is easy, there are a lot of people more than ever, who live longer lives.

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On the subject of a longer life:To help you to stick around longer, you need to be financially comfortable. Recently I discovered how a Reverse Mortgage could help those who starting at the young age of 62, can be free of mortgage or rent payments for the rest of their lives.  Last week I helped a young couple (she is 73 and he is 81) to fulfill the American Dream and to buy their first home in America.  It was done utilizing the reverse mortgage purchase program. They are not going to have mortgage payments.  The property taxes and insurance will cost them about $450.00 per month. To explain the benefits and limitations of those programs (there are four different options), I am going to have an educational seminar in the evening of September 10th (Will keep you posted). Credit history is not critical for those loans.  But if your credit history needs improvements now, please call Alexandra (Alex) Erlich (303) 317-6969.  She works for the Continental Credit Company.  They might be able to help. 

 

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P.S. After being in the business for over 30 years many of my clients reached the wisdom age, like the wise men I met in San Francisco.

My photo book “42 Encounters in San Francisco” is almost ready.  Will keep you informed.

 

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  Cheers,
Manny<br /><br /><br />
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