SERVING THOSE WHO SERVED

September 12, 1983 was an ordinary day for most people. For me, it was the beginning of a 42-year journey in mortgage lending. That day, I joined Colwell Financial and began training in government-backed loans, including programs through the Federal Housing Administration and VA financing designed to support homeownership.

Over the decades, I’ve had the privilege of helping thousands of families achieve the dream of owning a home. Yet, surprisingly, only a small portion of those clients were veterans.

Recently, after attending a presentation by our lending partner, The Village Capital, focused specifically on veteran programs, I was reminded of how powerful these benefits truly are.

VA loans offer meaningful advantages:

No down payment in many cases
No private mortgage insurance
Competitive interest rates
Flexible qualification guidelines
Streamline refinancing

These programs exist to honor the service and sacrifice of our veterans — and I believe more veterans should know about them.

As part of my ongoing commitment to serving the community, I am dedicating focused effort to making sure veterans understand the opportunities available to them.

If you are a veteran — or know someone who is — and have questions about buying or refinancing a home, I would be honored to help. Meanwhile, a brief video addressing my viewers and listeners is available at this link.

Manny Kagan

Thank you for your service. It would be my privilege to serve you.