
People often think my work as a mortgage broker is about interest rates or approvals. That’s only the surface. The real work is people.
Every loan involves relationships, responsibilities, and emotions. Money is never just money—it reflects how people live, love, and worry. Sometimes it also reflects illness, disease, and unexpected life changes that no one plans for.
Before I can find the right solution, I need to understand the story behind the numbers. I don’t do this deliberately—it’s simply how I work. I listen first. This becomes very important, especially when borrowers go through the divorce process, as four of my current clients have.
In today’s video, I shared a short answer to a very deep question—how to stay together.
If you have questions, or something on your heart, give me a call. I’m a very good listener.
Click this link to watch today’s post on my YouTube Channel and share the link with a friend. Thank you.
Best wishes,
Manny Kagan,
President,
Pacific Bay Financial Corporation
Your professional mortgage broker since 1983

