Cheers,
Manny Kagan, Ph.D.
President
NMLS #205637
BRE #00874630
Pacific Bay Financial Corporation
355 Gellert Blvd., Ste. #230
Daly City, CA 94015-2669
Work: (415) 592-0995
Cell: (415) 225 7920
Money Solutions
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Author of "The Mortgage Game"