HOW TO USE THE EQUITY
IN YOUR HOME

Many homeowners have very low interest rates and don’t want to refinance — even when they need money. I understand. But having equity and not using it when you’re carrying high-interest debt is like owning a valuable ring while you can’t afford groceries. Equity is your asset — and sometimes it should work for you.

There are several options:

• Cash-out refinance
• Home Equity Line of Credit (HELOC)
• Special programs for homeowners 62+
• Reverse mortgage second (no required monthly payments)
• Reverse mortgage ( easier to qualify)

Every situation is different. If you need funds or want to reduce high-interest debt, let’s review your options. So, do not hesitate to call me at (415) 225-7920, or email me at mannykagan@comcast.net. And I promise to help!

For a short video on the subject, click this link to my YouTube Channel.

Best wishes,