Why Travel Back In Time?

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Why Travel Back In Time?

“We do not need a special day or time to express our love to our mothers, but sometimes we need a reminder of how to love them.”
 

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Something strange happened within the last month. I’ve encountered three major Euorpean countries…FROM 400 years ago. The first encounter was in England during the Elizabethan period. It occurred while listening to the audio book, “Shakespeare“, written and narrated by Bill Bryson. We have all heard the name of this playwright, who was born in 1566 and died in 1616. According to Mr. Bryson, there are thousands of books and dissertations written about Shakespeare’s life and his work, but very little is actually known about him, since many of his works were lost and there are not many records available, other than his well-known plays. As some of you may know, Shakespeare was not only a great playwright, but he also wrote poems and love sonnets.

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After my encounter with England, I ended up in Spain, in about the same period of time. Miguel de Cervantes was born in 1547 and died the same year as Shakespeare, in 1616. He finished writing Don Quixote de la Mancha in 1606. I am still listening to the audio book, which describes events and adventures of Hidalgo, a country gentleman, who after reading too many chivalrous romances, loses his mind and imagines himself as a knight-errant. A knight-errant’s job is to fight for justice in the name of the lady of his heart and whom he names “Dulcinea of El Toboso”. I wrote about this book in a previous newsletter. If you missed the synopsis, you can find it here.

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My third encounter was to Italy. My wife, Elfa, subscribes to seasonal tickets to the Great Performance series at Davies Symphony Hall. It is a delightful experience every time we go to the concerts. Often it is a surprise, since we are introduced to musicians and performers whom we have not heard before. Our most recent performance was Monteverdi’s “L’Orfeo: The Birth of Opera”, performed by English baroque soloists with the Monteverdi Choir, conducted by John Eliot Gardiner. Claudio Monteverdi was born in 1567 (three years after Shakespeare) and died in 1643.

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The synchronicity of these three experiences can be considered a coincidence—but even coincidences can have a meaning. I was mesmerized listening to the singing and to the music of L’Orfeo, which was written in 1607. While they sang in Italian, the programs had a translation in English. Only when I got home and read the words of the beautiful poem, did I realize that it was a love story based on the Greek legend of Orpheus. Then, it dawned on me. Cervantes’ writing is very witty and Don Quixote’s adventures can be even funny, but it was actually a love story as well, since his actions were dedicated to the woman he loved (or imagined that he did).

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And then of course, though many of Shakespeare’s plays are dramas, we cannot forget about his sonnets, which are love songs. So I was led to wonder, is the synchronicity of love and poetry a coincidence, since I tend to write about love? I resolved that it often happens in front of my own eyes, because I’m looking for it. When April ended, I flipped the page of my wall calendar to May, and voilà!  We are in the middle of Spring—the time of rejuvenation, awakening, blooming flowers, beauty, and of course love is in the air. I do not know what people will read, see or listen to 400 years from today. But I am sure that it is going to be about the perpetual subject “love”.

P.S.

When I finished writing this story, I was not surprised to realize that there is another “coincidence” this week, which encompasses spring, love, and flowers—Mother’s Day. Since Spring flowers are everywhere, it was difficult to decide which ones to share with you. I decided to choose a few I recently “picked up” on a morning walk in my neighborhood. Enjoy and share it with the Mothers in your life.

 

Do Not Keep Me As A Secret!
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  Cheers,
Manny<br /><br />
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What It Takes To Be A Gentleman

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What It Takes To Be A Gentleman

“A gentleman is a person who is gentle with himself and with others.”

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In my story last week, I wrote about “Don Quixote”, a book written in 1605 by Miguel de Cervantes. I also wrote that I discovered in the public library that the book has 549 pages in small print. (The librarian who found the book on the bookshelf asked me with concern in her voice, “Are you planning to read it?”)

“No,” I assured her. “I only plan to use it for reference since I have already checked out an audio version.”

“Don Quixote” is considered to be the “world’s best story book of all times” (The Guardian, 10/12/2013). The audio book I checked out is 40.5 hours long, and came with 35 compact discs, which I started to listen to in the car. The narrator, George Guidall, does a marvelous job and I’ve been enjoying listening to it very much.

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The story begins with a description of the gentleman named Don Quixote, who spends a fortune to buy and read books about chivalry. After reading losing his mind, he decides to become a Knight-Errant, the occupation that was practical about 400 years later.

There is a word in Russian, “cavalier”, and though I am not a linguist, I thought that the word “chivalry” may have had some connection with the word “Caveleri”, which in Russian was used to indicate a person of certain standing in a phrase “Dami ee Caveleri”—similar to ‘Ladies and Gentleman’ (also used as an admirer or a dance partner). But it also connected with the word cavalry (soldiers who fought on horseback), which brings us back to our story where Don Quixote wanted to know how to be and behave like a knight.

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According to the dictionary, a “cavalier”, or “chevalier”, means a gallant or courtly gentleman; a well-mannered man. It seemed that regarding how the word was used in the past, all definitions essentially lead to what today we call a gentleman. I proceeded to think about, what is a gentleman in today’s standards?  We’ve likely all heard the phrase, “he is a real gentleman”. Online, I found that one of the definitions of a gentleman is that it is “a man who combines gentle birth or rank with chivalrous qualities”. And what if I did not have a privilege of the gentle birth? Can I, like Don Quixote, learn how to be a gentleman without losing a sense of reality the way he did?

WikiHow tells us that there are at least 22 ways of how to be chivalrous. Apparently chivalry is not only about respecting women. It separates the “men from the boys”. I also found an article online by James Michael Sama, “The Art of Being a Gentleman” and of course there are more ways to learn. But first, start by practicing on yourself—before you can be gentle with others, be gentle with yourself. The word “Gentleman” can be used in different connotations, as well as in this story about a man who traveled to the countryside.

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When he got to his destination, he found out that the only hotel did not have available rooms. He was told that there is a widow, who lived close by and who might rent him a room for the night. When he rang the doorbell, a woman answered the door. The man asked if she would let him stay for the night.

 

“I am not sure,” she answered. “I am a widow and am alone in the house.”

 

“Do not worry,” the man assured her. “I am a gentleman.”
In the morning when he came down for breakfast, he asked the hostess “I noticed that you have many chicken and quite a few roosters. Usually there is only one rooster.”

 

“You are right,” the woman answered. “Actually there is only one rooster, the rest are gentleman.”

P.S.

One of the qualities of a Gentleman, or a man who follows 22 ways of how to be chivalrous, is to give flowers to the woman of his heart. I do not know if the men I photographed are gentleman, but they have the flowers. Enjoy!

Do Not Keep Me As A Secret!
Smile And Please SHARE It With A Friend!

  Cheers,
Manny<br />
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Mortgage Solutions For You!

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A CPA recommended to our clients to buy another property to lower their taxes. They wanted to use an existing line of credit (L/C) for the down payment. The problem was that due to their currently high monthly payments, their qualifying ratio was very high.

As a solution, we suggested to refinance the existing two properties to lower their monthly payments, to use the cash out from one of them to double the intended down payment, and to lower the new mortgage to be able to buy a new property.


Whom Do You Know That Might Benefit From Our Tailored Mortgage Solutions?
pano


Cheers,


Manny
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Life Is A Journey

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Life Is A Journey

“Travel your life’s journey with a friend and share stories.”

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During a recent dinner at Hayes Bar and Grill, our favorite restaurant to go to before concerts across the street at Davies Symphony Hall, I overheard one of the waiters nearby commenting to his colleague, “It is the journey, not the destination”. I think he was paraphrasing Ralph Waldo Emerson’s famous quote, “Life is a journey, not a destination”, also famous for many other aphorisms.

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This little encounter reminded me about some thoughts I had while driving from Santa Fe to Phoenix via Flagstaff and the Grand Canyon National Park a few weeks ago. I remembered the quote, “The road is always better than the inn”, coined by Miguel de Cervantes in about 1605 in his novel “Don Quixote de la Mancha”.

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The book describes the stories of a retired gentleman Alonso Quixano, who changed his name into Don Quixote, and together with his friend Sancho Panza, traveled in Spain and got himself into trouble. I read the book many years ago and the only things I remembered were Don Quixote fighting with the windmills, but the image stuck in my mind.

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Upon returning from our trip, I thought I’d borrow the book from the public library, but when I saw 550 pages of the small print, I realized that I will never have time to finish it. Luckily, there was also an audio book version. It will take me awhile to listen to the whole book, but what can be better than a good story? Cervantes started writing this book in 1560, while in prison. One of his occupations was a tax collector. He got into trouble when the banker, whom he gave money for safe-keeping, went bankrupt. This landed Cervantes in jail for 3 months, and gave him the opportunity to start his masterpiece, which is still in circulation over 400 years later. If you are interested in the short plot of the story, you can read it here. It is courtesy of my friend, Melissa Riley, a librarian at the West Portal branch.

 

 

 

 

 

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The beauty we encountered while traveling to and from the Grand Canyon was what reminded me of the quote about the road and the inn. It brought me to a new realization. In my life, the road and “the Inn” are a continuation of the same journey. Like nature, one beautiful scene is followed by another—it just keeps going.

P.S.

Though the Grand Canyon is a must-see visit at least once in a lifetime, we very much enjoyed staying at a small bed and breakfast in Flagstaff. We had plenty of opportunities to record the beauty on the road. Enjoy.

Do Not Keep Me As A Secret!
Smile And Please SHARE It With A Friend!

  Cheers,
Manny<br /><br /><br /><br /><br />
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Mortgage Solutions For You!

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clients were trying to buy a house in San Francisco. They had good high-paying jobs, stocks, but only $200,000 cash for their down payment. Finally after their offer was accepted for $1,875,000 (and with a little bit of our help), they only put 10% as down payment.  Besides a new home, they received a $1,500,000 loan with a 30 year fixed mortgage!


Whom Do You Know That Might Benefit From Our Tailored Mortgage Solutions?
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Cheers,


Manny<br /><br />
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The Life Lesson I Learned From A Bug

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The Life Lesson I Learned From A Bug

“Stay alive by enjoying life.”

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On a recent Sunday morning, I was off on my regular journeys to the top of Mount Davidson, but instead of going straight up the steep street, I decided to take a detour. When our dog Angus was alive, we often went up through a forest, which is one way to enter Mount Davidson’s 40-acre park just down the street from our home. Angus loved our excursions—just like other dogs and their owners whom we encountered.

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Like the previous Easter Sunday, I was expecting to find a lot of people at the top. After all, it was an orthodox church Easter and the Armenian community, which belongs to this religious group, actually owns the land surrounding the cross. When the public land (Mount Davidson) was sold to a private organization, the cross was saved. However, apparently the celebration of Easter at sunrise happens only once a year.

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The plaque at the bottom of the cross commemorates the site of the Armenian Genocide or Holocaust perpetuated by the Ottoman Turks, which started on April 24th, 1915, with an estimated 1.5 million Armenians killed. Pope Francis described the mass killings of Armenians by Turkey as “the first Genocide of the 20th century

It was not the first mass killing in history, and not the last one. An estimated 6 million Jews were killed by Germans, Latvians, and Polish during World War II. It was commemorated yesterday, April 16th, as Yom Hashoah—Remembrance Day. Recently, there were genocides in Rwanda, Tanzania, and the former Yugoslavia. Photo images of the survivors were recorded by the great photographer Sebastião Salgado. There is a must-see documentary showing his life and work called “The Salt of the Earth”. His other monumental project, called “Genesis: Photographs by Sebastião Salgado”, is his collection of photographs of nature. This project restored his belief that despite human atrocities, life goes on.

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While on the mountain, I was thinking how could those who survived those atrocities, go on and keep living? How is it possible to find strength, knowledge, and the ability to survive? I think it is part of our composition, our DNA—so to speak, and I found proof of it at the top of the Mountain. There is a bench underneath a dead tree facing a view of Downtown. I was sitting down and noticed a little bug that had fallen down from the rock he had climbed and was lying on his back. At the beginning, he wiggled his tiny legs—nothing happened. He tried again and then stopped. I thought he was dead. Of course, I could help him (or her), but I remembered that we have to leave nature to run its course.

 

 

 

 

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After resting a while, the bug became active again. But this time, he only wiggled his legs on one side and suddenly he was lying on his side. After wiggling a little more, he was back on his feet moving on his bug journey. I realized that we humans are not different. When something or someone throws us on our backs, we can just take it easy, wait, and as long as we are alive, there is going to be a way to get back on our feet.

P.S.

I hope that the images from the top will serve you as a reminder. Life is happening. Let’s enjoy it together.

Do Not Keep Me As A Secret!
Smile And Please SHARE It With A Friend!

  Cheers,
Manny<br /><br /><br /><br /><br />
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Mortgage Solutions For You!

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A client had a mortgage with a balance of $432,000 and an interest rate of 3.99%. She needed $20,000 for improvements on the property. Instead of increasing her loan, which would create a cash-out and higher rate, we decided to lower the loan amount to $417,000 (conforming loan limit) plus a line of credit for $35,000.

As a result, she can have a new bathroom and her monthly payments are about $200 LOWER!


Whom Do You Know That Might Benefit From Our Tailored Mortgage Solutions?
pano

 

Cheers,


Manny<br />
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How To Celebrate Easter

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How To Celebrate Easter

“Our beliefs form our actions, our actions form our traditions, our traditions form our belongings. Only when we know where we belong, do we know who we are.”

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On Sunday morning, I got up early and was out of the house at 7:30. The sky was grey, but I saw a beautiful light on the horizon. Though it was expected to rain this day, I reasoned I might still have the time to go up to Mount Davidson to catch some light. On the way there, I started to encounter some surprises. The first one occurred when, while I was climbing the street leading up to the hill, a police car drove by (It is not typical at this hour in our area.) When I reached the foot of the hill, I noticed an unusual number of cars parked on the street. Then I saw parents with little children coming down the hill and some were going in the opposite direction. I also met some people who were coming down holding paper cups with Starbucks logos. I do not drink coffee, but the thought crossed my mind – where in the heck did they get it? And only when I finally reached the top and saw a big crowd, it dawned on me. Today was Easter and all those people came to the Cross.

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The surprises kept on coming. There were cars and a TV KRON 4 News station van at the top of the hill. How did they get there? There was a table with some food, water, and of course—Starbucks coffee.

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It turned out that it has been a long standing tradition to greet Easter by the tallest Cross (103 ft) in California, at the site which belongs to the Armenian Church. People gather there to express their adherence to a tradition, followed by their faith that Jesus Christ came resurrected on the third day after his crucifixion, almost 2000 years ago. What has changed from that time long ago, on Sunday, the crowd used their cell phones to photograph the Cross, or to take selfies with the incredible city view behind them. Additionally, the correspondent from the TV station used his cell phone to read his script.

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Members of the Armenian community, on whose land the crowd had gathered on, were offering refreshments, water, and freshly baked Armenian bread. Another sign of faith, I saw only a few umbrellas.

When I came down and was only a few blocks from our house, the rain started. It was 8:30am and I hoped that by that time, the crowd was down the hill as well. I felt sorry for those who were planning an Easter egg hunt, but in the afternoon the sun came out again. At the end, we all were blessed by the rain and a beautiful day to enjoy family and friends.

 

 

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P.S.

It was a great opportunity for me to be at the top of Mount Davidson, and to take some images for your enjoyment. Share it with a friend.

Do Not Keep Me As A Secret!
Smile And Please SHARE It With A Friend!

  Cheers,
Manny<br /><br />
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