MeetUP: Real Estate Asset Protection

meetup


 

Meet up with Manny for a night of sharing common interests and ideas. You will have the opportunity to meet people with common real estate interests who own or want to buy commercial or apartment buildings, share, or address any ideas and concerns.

Did the housing recovery end foreclosures?

  • Short Answer is “No”. Have we learned anything from our past mistakes we made in Real Estate?
  • “Ride the Wave” with Ildiko Pali and learn from her 40 years of experience in 5 cycles of Real Estate!
  • Market recovery typically lasts 5-6 years
  • Market decline/recession typically lasts 3-4 years

 

Where can homeowners learn about Real Estate Asset Protection?

  • At www.RE-AssetProtection.com, the mission is to help clients.
  • How to become bullet proof to foreclosures
  • Master the knowledge when to buy and when to sell real estate
  • Steps they need to take to protect their real estate assets

 

RSVP on  Facebook | OR email [email protected] | EVENT FLYER
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See you there!

Cheers, 

Manny<br />
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Good News From Dr. Manny


 

 
How To Be Charitable To Your Neighbor

“Being a charitable person is easy. Be charitable.”

Yesterday, on October 2nd at sundown, began the celebration of Hajj, an Islamic pilgrimage to Mecca and one of pillars of Islam. Today at sundown is the start of Yom Kippur, the Jewish day of atonement. To mark Hajj, Muslims gather in one location. Since the Jewish Temple in Jerusalem was destroyed by the Romans in 69 A.D., Jews were dispersed all over the world. They now congregate in synagogues close to home. Regardless of where we live, we all have neighbors who look and dress differently, have different beliefs, and pray in different places of worship. Nevertheless, we are all human beings; most of us have similar desires, inspirations, and want to have peace in our lives.

In the Torah in Leviticus, there is a whole chapter (19) that describes how to behave with others.

“You shall not oppress thy neighbor, nor rob him” (Leviticus 19:13).


Jesus admonished us,

“The second is this “Love your neighbor as yourself”. There is no commandment greater than these.” (Mark 12:31).  

And he was also quoted as saying,

“But to you who is listening, I say love your enemies, do good to those who hate you, bless those who curse you, pray for those who mistreat you.” (Luke 6:27-28).

This writing is not the bible lesson, but rather my thoughts before I spend tomorrow in the synagogue praying and asking for forgiveness for my actions, deeds, and even desires which are known and not known to me, and which are not always charitable to others.

 

The Webster dictionary defines charitable as “kind and generous in giving money or other help to those in need; or for charity; kind and forgiving in judging others, lenient.

During the Yom Kippur holiday, in the prayers, we ask for God’s forgiveness but before we can do that, we have to ask for forgiveness from others. And before that, we have to forgive ourselves.

In the remarkable book “Nonviolent Communication”, Marshall Rosenberg writes about how to satisfy other people’s needs as well as our own. This is the basis of any communication and conflict resolution. According to the book, we are often not kind, forgiving, lenient, judgmental, or not charitable to others or to ourselves. One of the reasons, in my view for this, is that people are afraid, and use uncharitable behavior as a defense mechanism.

Whatever the reasons are, I want to use this opportunity to ask for your forgiveness, and to forgive you as well (just in case). Yom Kippur is the best opportunity to clean up the left overs from the previous year and to start the new year 5775 with new energy, and to be charitable.

P.S.

Of course, being charitable also means to give money and offer help to those in need. Walking through any big city, we encounter people who look different from us, disheveled, perhaps on drugs, or who choose alternative ways of living. Regardless of their choices, we still can choose to be charitable. After all, they are our neighbors. Enjoy the images. 

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Mortgage Solutions For You

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freshstart

The Fresh Start Program provides mortgage financing to Borrowers that have experienced Short-Sale, Foreclosure, or Bankruptcy ONE YEAR AGO. The program has four tiers: A, B, C, D. The cost (interest rate) of the loans will depend on the type of program, FICO scores, Loan to Value (LTV), and credit.

Whom Do You Know That Might Benefit From Our Tailored Mortgage Solutions?
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Spotlight

Date: Thursday: October 9, 2014  
Address: 33 Arroyo Drive, South San Francisco, CA 94080
Time: 6:30pm to 8:30pm 

Flyer: CLICK HERE

RSVP on Facebook  OR email  [email protected]

Do You Know How To Pray?


 

“When praying for yourself, include others.”

In March 2014, Pope Francis marked the first anniversary of his election with a typically humble message, “Please pray for me”. Reading this brought many thoughts to my mind—“How can we pray for others? Can a Jew pray for a Catholic priest, for instance? To whom do we actually pray? And how do we know if our prayers are heard and answered? (“Be Careful What You Pray For…You Just Might Get It” is the title of the book by Larry Dossey, M.D.) Tradition prescribes for Jews to pray three times a day, for Muslims—five, and for Christians—before meals and anytime.)

“Pray without ceasing.” (1 Thessalonians 5:17)

 

In the film Gravity, there is a tense moment where the heroine, played by Sandra Bullock laments, “No one taught me how to pray”.

Many of us pray, even if we’re not religious. I have a friend who uses the prayer of St. Anthony to find lost things. (I wonder if it would work for finding lost clients?) And then there is the “Ho’oponopono” prayer that I wrote about before:

“Please forgive me, I am sorry, Thank you, I love you.”

 

When I discuss interest rates with my clients and we cannot lock in the rate right away (in most cases), I ask them if they know how to pray and afterwards, we pray for the best rate together. If we pray to one God, regardless if it is called “Yahweh” or “Allah”, why is there a division among His children? Perhaps we are only praying for our own small world, our limited needs, and fickle desires?

There is a story about two men praying next to each other. One is asking God to give him $100 to feed his children, another asks for a million dollars to develop his project. After a while, the project developer reaches into his pocket and pulls out a $100 bill and gives it to the guy next to him, and tells him to get lost with the words “You are interfering with my deal with God.”

I believe that prayers are answered–my friend finds parking spots. I am sure that with your help and our prayers, the interest rates will stay low, and many old and new clients will call for our tailored mortgage solutions. And I will continue to pray for you and your well-being. The Jewish New Year 5775 began at sundown on September 24th. I spent two days in the “Synagogue” praying for my and your well-being in the New Year. Please pray for me as well.

P.S.

In Cuba, the socialist government does not encourage religion, but those who still have faith, find solace in praying in the most beautiful churches.

You can see more of my images of Cuba in my book Soy Cubano, I am Cuban. It is available as an e-book for $9.99 on BLURB or you may also purchase a hardcopy, on Amazon, or just call me. I will be grateful to you, if you buy one, and send it as a gift to your friends for Thanksgiving. I call it a book of gratitude.

Do Not Keep Me As A Secret!
Smile And Please SHARE It With A Friend!

Cheers,

Manny Kagan, Ph.D
President
Pacific Bay Financial Corporation
DRE #00874630
NMLS #205637
Cell: 415-225-7920 
Manny@PacBay.net