HAPPY HOLIDAY SEASON!

Dear Friends, Valued Partners
and Esteemed Clients
of Pacific Bay Financial Corporation,

As the year comes to a close, we want to take a moment to express our heartfelt gratitude for the trust you’ve placed in us.

It’s been an honor to help you achieve your homeownership goals and navigate the ever-changing mortgage landscape.

We’re proud of the work we’ve done together and look forward to continuing our partnership in the years to come.

From our family to yours, we wish you a joyous holiday season and a happy, healthy new year.

Thank you again for your business and loyalty.

Enjoy your Holiday Season and share your positive energy with your near and dear!

Manny Kagan,
President,
Pacific Bay Financial

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Cell: (415) 225-7920
Email: [email protected]

NMLS #205637
DRE #00874630