*Interest rates are subject to change without notice and do not constitute a commitment to make any loan at any specific rate.
A client was buying a home in San Francisco for $1,200,000, but he only had $100,000. Most lenders require borrowers to show reserves for the jumbo loan in addition to the down payment. We used $60,000–5% for the down payment. His parents face hi m $180,000 as a gift and he had $40,000 left for the reserves. There were no out of pocket closing costs!
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