Author of "The Mortgage Game"
What Not To Do When You Are Unhappy “Happiness or unhappiness often does not depend on the actions of others, but on your own.” Lately a lot of print space, social media, and tv has been devoted to the events in Ferguson, MO. I knew about it in passing and read about the protestors … Continue reading “What Not To Do When You Are Unhappy”
“The best way to connect with others is by learning who they are.” On the dawn of June 28th, Muslims, 23% of the world’s population, will celebrate Ramadan. For one month during the day, they will refrain from eating, drinking, smoking, and copulating until after sunset. The story about Ramadan is the last … Continue reading “What Is Ramadan And Why We Should Care To Know?”
Commercial Loans After a client sold her rental building in San Francisco, she needed to buy another property to avoid paying taxes, while using 1031 Tax Deferred Exchange. When we met, I explained to her that after we will find a lender with the best option, we would have to charge an extra 1% … Continue reading “Mortgage Solutions For You”
“Personality is an unbroken series of successful gestures.“–F. Scott Fitzgerald According to Psychologist Sigmund Freud, a person’s personality is shaped by the age of 5. Other studies have demonstrated that personalities can be shaped as early as the age of 3, while others studies have shown one’s personality is set by the first grade. The point is, … Continue reading “Can We Adjust?”
PURCHASE–Renovation Home Style Highlights One Loan Does It All! Those who buy properties which need IMPROVEMENTS–including landscaping and even pools, can benefit from this program. The difference and advantage of the HomeStyle program vesus the FHA 203K is lower Mortgage Insurance (MI). If the Loan to Value (LTV) is 80% or less, no MI … Continue reading “Mortgage Solutions For You”
“We often forget (or do not know) how a tradition began, but have no problem following them.” This year, Father’s day falls on Sunday, June 15th. In June 1910, a woman named Sonora Smart Dodd prompted this holiday when she wanted to honor her father. However, it wasn’t until 1972 when President … Continue reading “Father’s Honor”
JUNE SPECIAL *Interest rates are subject to change without notice and do not constitute a commitment to make any loan at any specific rate. This is a special program offered by one of our lenders. The interest rate is tied to the credit score. If the FICO score is less than 760, there can be … Continue reading “Mortgage Solutions For You”
“If you want to find God, just let God know about it.” On Sunday, June 8th—some Christians are going to celebrate Pentecost. Online, I found very interesting explanations of what this holiday means in the article written by Reverend Mark D. Roberts. The essence is that the believers commemorate the coming of the Holy Spirit … Continue reading “What Is Pentecost And Why We Should Care To Know”
JUNE CHEESECAKE SPECIAL *Click flyer for details. Interest rates are subject to change without notice and do not constitute a commitment to make any loan at any specific rate. If you recall in last week’s newsletter about Shavuot, the foods of choice for this holiday, are dairy products. We are very lucky, we have … Continue reading “Mortgage Solutions For You”
“If you do not know where you are coming from, how would you know where to go?” Those of us who live in San Francisco and by an extension in the Bay Area as well as other big cities, have the privilege to live among different people from different countries with … Continue reading “What Is Shavuot And Why We Should Care To Know”